player insurance
What insurance cover does the RFU provide?
Liability and Personal Accident insurance is provided by the RFU. As a player at an RFU affiliated club, you are automatically provided with public liability and personal accident insurance.
Automatic Public Liability insurance
All players should do everything reasonable to ensure they do not cause injury or financial loss to anyone or damage to anyone's property. If their actions do cause injury, loss or damage and 'negligence' can be proved, they become legally liable to pay compensation.
The RFU policy automatically provides recreational players at affiliated clubs with public liability insurance.
Automatic Personal Accident cover
The RFU has arranged automatic Personal Accident insurance cover to people participating in rugby union with an RFU affiliated club, including competitive play and training, or whilst taking part in the sport at school, college or university.
The policy will pay a lump sum benefit to any player, coach, referee or official who suffers a permanently disabling injury whilst participating in rugby. Cover whilst traveling to and/or from rugby is also included.
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Income replacement and accident protection insurance for players
Sussex RFU has been working with the RFU and its principal insurance provider, Howden Insurance Brokers to develop and launch income replacement and accident protection cover for players and the wider rugby community.
This cover aims to support players of all levels, whether they are considering retiring or have already stepped back from the game, by providing financial security in case of injuries that prevent them from working.
Key Features:
- Different types of cover available: Income replacement and accident protection
- Bespoke Service: Tailored to individual needs and circumstances
- Comprehensive Coverage: Not just limited to rugby-related injuries but covers all workplace and personal injury
- Access to a wide range of insurers: Ensuring the best possible coverage options.
- Affordable Options: Low-cost and flexible plans
- Payments tax free
- Tax Deductible: Ideal for those running their own businesses (subject to eligibility, please check with your tax advisor)
- No obligation quotations: Personalised quotations over the phone
If this is something that would be of interest to you and you want to find out more speak to Howden’s dedicated team
Call: 0800 028 6717 / Email: rfu@howdengroup.com
Visit the Howden website to book an appointment
